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xPay overview

The agentic-commerce wallet for multi-network USDC and x402 payments, with one core behind a CLI, SDK, and MCP server.

xPay is the agentic-commerce wallet built on @xona-labs/xpay — multi-network USDC, x402 payments, and discovery across 21,000+ services. It ships as three surfaces that share one core: a CLI, an SDK, and an MCP server, so you can mix them freely.

Three surfaces

  • CLI — a system-wide command for humans and scripts. Install once, run xpay anywhere.
  • SDK — typed programmatic access for apps and agents, with one entry point and full type coverage.
  • MCP server — drop into any MCP host like Claude Desktop, Cursor, or Codex. No code, no keys.

All three sit on the same core, so a profile created by the CLI works in the SDK, and the MCP server can reuse it too.

Next steps

  • Install — global CLI/MCP and project SDK
  • Quickstart — create a profile, fund it, discover, and pay
  • CLI commands — every command and its flags
  • SDK — typed programmatic access
  • MCP server — drop xPay into any MCP host

Install

Install the xPay CLI and MCP server globally, and the SDK into a project.

On this page

Three surfacesNext steps